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Australia

Home » Blog » Australia Student Visa Requirements in 2026: Subclass 500 Complete Guide

Australia Student Visa Requirements in 2026: Subclass 500 Complete Guide

  • Posted by Edwise Foundation
  • Categories Australia
  • Date October 8, 2021
Australia Student Visa Requirements in 2026: Subclass 500 Complete Guide

 

 
Quick answer

To study in Australia, international students must apply for a Student Visa (Subclass 500) through the Department of Home Affairs. You need a Confirmation of Enrolment (CoE) from a CRICOS-registered institution, proof of financial capacity covering tuition plus living expenses, Overseas Student Health Cover (OSHC), a valid English language test score (IELTS, TOEFL, or PTE), and must pass the Genuine Student (GS) assessment. The visa allows you to stay in Australia for the duration of your course and work up to 48 hours per fortnight during academic sessions.

Visa type: Subclass 500
English: IELTS 6.0+ overall
Funds: AUD $29,710+/year living
Health cover: OSHC required
Work: 48 hrs/fortnight (term)
Processing: ~29–56 days
Subclass 500
Student visa type
Up to 5 yrs
Maximum visa duration
29–56 days
Typical processing time

Australia remains one of the most popular study destinations for Nepali students, with world-ranked universities, post-study work opportunities, and a multicultural society. However, the student visa process has changed significantly in recent years — the Genuine Temporary Entrant (GTE) statement has been replaced by the Genuine Student (GS) requirement, financial thresholds have increased, and visa fees have risen substantially since 2024. This guide covers every requirement you need to meet for a Subclass 500 student visa application in 2026, with specific guidance for students applying from Nepal.

01

What is the Student Visa (Subclass 500)?

The Student Visa (Subclass 500) is the single visa subclass for all international students studying in Australia. It covers every level of study — from English language courses (ELICOS) and vocational training (VET) through to bachelor’s, master’s, and doctoral programs. This visa replaced the previous numbered subclasses (570–576) in July 2016.

A Subclass 500 visa allows you to:

  • Study full-time at a CRICOS-registered education provider in Australia
  • Work up to 48 hours per fortnight during academic sessions and unlimited hours during official course breaks
  • Include eligible family members (spouse and dependent children) on your application
  • Stay in Australia for up to 5 years, aligned with your course duration plus any additional time granted
  • Travel in and out of Australia while your visa remains valid
02

Australia student visa requirements: complete checklist

The Department of Home Affairs assesses your application against several requirements. Every item on this checklist must be addressed before you lodge your visa application online through the ImmiAccount portal.

Requirement Details Where to Get It
Confirmation of Enrolment (CoE) Issued by your CRICOS-registered institution after you accept the offer and pay tuition deposit Your university or college
Genuine Student (GS) responses Answer 4–5 structured questions (150 words each) directly in the visa application form Completed in ImmiAccount
English language proficiency IELTS 6.0+ overall (no band below 5.5), or equivalent TOEFL/PTE score IELTS, TOEFL, or PTE test centre
Financial capacity evidence AUD $29,710/year living costs + tuition fees + travel costs (2026 figures) Bank statements, loan letters, or scholarship proof
Overseas Student Health Cover OSHC policy covering entire visa duration Approved OSHC provider (Medibank, Allianz, Bupa, ahm, nib)
Valid passport Must remain valid for the duration of your intended stay Department of Passports, Nepal
Academic documents Transcripts, certificates, and mark sheets for all completed education Your schools and universities
Health examination Medical and chest X-ray examination — mandatory for Nepali applicants Panel physician approved by DHA
Character documents Police clearance certificate from Nepal and any country you lived in 12+ months Nepal Police HQ, Naxal
Visa application fee AUD $1,600 for primary applicant (fees reviewed every 1 July) Paid online during ImmiAccount lodgement

Nepal-specific note: As of 2026, Nepal is classified in the highest scrutiny tier for student visa processing. This means your bank statements must show funds held for 3–6 months (not last-minute deposits), and you must submit valid English test results at the time of lodgement — not after.

03

Genuine Student (GS) requirement — what replaced the GTE

From 23 March 2024, the Australian Government replaced the Genuine Temporary Entrant (GTE) statement with the Genuine Student (GS) requirement. If your existing application or research still references a “GTE statement,” that framework no longer applies.

The key difference: under the old GTE, you had to prove you would leave Australia after your studies. Under the GS requirement, the Department acknowledges that some students may pursue permanent residency after graduation — this is no longer a disqualifying factor. Instead, the focus is on whether you are a genuine student whose primary purpose is obtaining a quality education.

You answer four core questions directly in the online visa application (maximum 150 words each):

Question What to Address
1. Current circumstances Your ties to Nepal — family, property, employment, community connections — and why you are choosing to study now
2. Why this course and provider? How the course connects to your prior education and why you chose this specific university over alternatives
3. How will this course benefit your career? Specific career outcomes you expect, how Australian qualifications are valued in your field
4. Any other relevant information Explain any gaps in study, previous visa refusals, or changes in study direction

If you are applying onshore (already in Australia on another visa), you answer a fifth question explaining your current visa status and why you are switching to a student visa.

Be specific, not generic. Case officers look for detailed, evidence-backed responses. “Australia has world-class education” is too generic. Instead, name the specific course, explain why the curriculum suits your career plan, and reference your prior qualifications that connect to this program.

04

English language requirements for Australian student visa

All Subclass 500 visa applicants must demonstrate English language proficiency through an approved test. The minimum score requirements vary by course level, but the general visa-level requirement is an IELTS overall band of 6.0 with no individual band below 5.5.

Test Minimum for Visa Typical University Requirement
IELTS Academic Overall 6.0 (no band below 5.5) 6.0–7.0 depending on course
TOEFL iBT Total 60+ 79–94 depending on course
PTE Academic Overall 50+ 58–65 depending on course
Cambridge C1 Advanced (CAE) 169+ 176–185 depending on course

Higher-demand programs typically require higher scores:

Course Level Typical IELTS Requirement Notes
ELICOS / Foundation IELTS 5.0–5.5 Pathway to degree programs
Diploma / Certificate IELTS 5.5 (no band below 5.0) VET sector courses
Bachelor’s degree IELTS 6.0–6.5 Varies by university and field
Master’s (coursework) IELTS 6.5 (no band below 6.0) Some programs require 7.0
Nursing / Education / Law IELTS 7.0 (no band below 7.0) Regulated professions, strict minimums

If you do not meet the English requirement for your chosen course, you can enrol in an ELICOS (English Language Intensive Courses for Overseas Students) program as a pathway. Many Australian universities offer packaged offers that combine an ELICOS program with your degree course.

Need help with IELTS or PTE preparation?

Edwise Foundation offers structured IELTS and PTE preparation classes in Kathmandu with experienced instructors and regular mock tests.

Book a free consultation
05

Financial requirements: how much money do you need?

You must demonstrate that you have genuine access to sufficient funds to cover your tuition fees, living costs, and travel for the duration of your stay. The Department of Home Affairs sets minimum living cost thresholds that are updated each year on 1 July.

Category Annual Amount (AUD) Notes
Student (primary applicant) AUD $29,710 Living costs only — tuition is separate
Accompanying partner/spouse AUD $10,394 Added to primary applicant’s funds
Each dependent child AUD $4,449 Per child, per year
School-age dependent child AUD $13,502 If child will attend school in Australia

In total, you must show funds for:

  • First year’s tuition fees (or 12 months, whichever is shorter) as listed in your CoE
  • Living costs (AUD $29,710 for a single student)
  • Return airfare to Nepal (approximately AUD $2,000–$3,000)
  • School fees for any school-age dependent children

For Nepali applicants: The Department scrutinises financial documents from Nepal carefully. Your bank statements should show funds held for a minimum of 3–6 months. Last-minute bulk deposits raise red flags and can lead to refusal. Loan sanction letters, fixed deposits, and scholarship letters are all accepted — but funds must be genuinely available, not temporarily borrowed for the application.

For example, if your first-year tuition is AUD $30,000, you need to demonstrate approximately AUD $61,710 in total (tuition + living costs + travel) — or provide evidence of an approved education loan or scholarship covering these amounts.

06

Overseas Student Health Cover (OSHC)

OSHC is mandatory for all Student Visa (Subclass 500) holders. Your health cover must be active from the day you arrive in Australia until the day your visa expires. You cannot lodge a visa application without nominating an OSHC policy.

There are five approved OSHC providers in Australia:

Provider Approximate Annual Cost (Single) Notes
Medibank AUD $720–$805 Largest provider, widely accepted
Allianz Care Australia AUD $700–$790 Competitive pricing for longer courses
Bupa AUD $710–$800 Online claims portal
ahm (Medibank subsidiary) AUD $680–$760 Often the most affordable option
nib AUD $700–$780 Good coverage for regional areas

Many Australian universities have preferred OSHC providers and may include the cost in your tuition package. Check with your education provider before purchasing OSHC independently, as some offer discounted group rates.

OSHC covers doctor visits, hospital treatment, ambulance services, and some prescription medicines. It does not cover dental, optical, or physiotherapy — you would need additional private health insurance for those.

07

Visa application fee for Subclass 500 in 2026

The Subclass 500 visa application fee is AUD $1,600 for the primary applicant. This fee increased significantly from AUD $710 in July 2024 and is reviewed every year on 1 July.

Applicant Fee (AUD)
Primary applicant (student) AUD $1,600
Subsequent applicant (18+ years, e.g. spouse) AUD $1,470 (approx.)
Subsequent applicant (under 18, e.g. child) AUD $360 (approx.)

Important: Visa fees are updated on 1 July each year and may have increased since this guide was published. Always confirm the current fee on the Department of Home Affairs website before lodging your application. The visa application fee is non-refundable, regardless of the outcome.

You pay the application fee online through ImmiAccount when you lodge your visa. Payment is accepted by credit or debit card. The fee is charged in Australian dollars — your bank will convert it to NPR at the prevailing exchange rate plus any international transaction fee.

08

Step-by-step visa application process for Nepali students

Here is the complete process for applying for an Australian student visa from Nepal, from initial research through to arrival in Australia:

Step Action Timeline
1 Research and select your course — choose a CRICOS-registered institution and program that aligns with your career goals and academic background 3–6 months before intake
2 Take your English test — sit for IELTS, TOEFL, or PTE and achieve the required score for your chosen course 3–4 months before intake
3 Apply for admission — submit your application with academic documents, English score, and Statement of Purpose to your chosen university 2–3 months before intake
4 Receive and accept your offer — review your conditional or unconditional offer letter, meet any conditions, and accept the offer 1–4 weeks after application
5 Arrange finances and pay tuition deposit — prepare bank statements (3–6 months history), arrange education loan if needed, and pay the tuition deposit to receive your CoE After accepting offer
6 Obtain No Objection Certificate (NOC) — apply for NOC from the Ministry of Education, Science and Technology (required by Nepali banks for international fund transfers) 1–2 weeks
7 Purchase OSHC — buy health insurance from an approved provider for the duration of your visa Before visa lodgement
8 Create ImmiAccount and lodge visa application — complete the online form, answer the Genuine Student questions, upload all documents, and pay the visa fee 6–8 weeks before course start
9 Complete health examination — attend a medical and chest X-ray at a DHA-approved panel physician in Kathmandu After lodgement (or before)
10 Wait for visa decision — processing typically takes 29–56 days. The Department may request additional documents or an interview 4–8 weeks
11 Receive visa grant — your visa grant notification is sent electronically. No physical visa label is placed in your passport After processing
12 Pre-departure preparation — book flights, arrange airport pickup and accommodation through your university, and attend any pre-departure orientation 2–3 weeks before travel

Timing tip: Australian universities have two main intakes — February/March (Semester 1) and July (Semester 2). Start your application process at least 4–6 months before your intended intake date to allow time for test preparation, university application, and visa processing.

09

Visa processing time for Subclass 500 in 2026

Processing times for the Subclass 500 visa vary depending on your country of passport, the completeness of your application, and the time of year. Current processing benchmarks from the Department of Home Affairs:

Benchmark Processing Time
50% of applications finalised within 29 days
90% of applications finalised within 56 days
Peak period processing (Jan–Feb, Jun–Jul) May exceed 60 days

Several factors can delay your application:

  • Incomplete documents — missing bank statements, English test results, or health examination results
  • Additional information requests — the Department may ask for further evidence of financial capacity or genuine student intent
  • Health or character concerns — additional checks if your medical or police clearance raises flags
  • Peak intake periods — February and July intakes see the highest application volumes

Lodge early: Submit your visa application at least 6–8 weeks before your course start date. Applications from Nepal are subject to enhanced scrutiny, so build in extra buffer time. Do not book non-refundable flights until your visa is granted.

10

Visa conditions: work hours, attendance, and compliance

Once your Student Visa (Subclass 500) is granted, you must comply with several conditions. Breaching these conditions can result in visa cancellation.

Condition Requirement
Condition 8105 (Work) Maximum 48 hours per fortnight during academic sessions. Unlimited hours during official course breaks. No work before your course starts.
Condition 8202 (Course progress) Maintain satisfactory attendance and academic progress as defined by your education provider
Condition 8501 (Health cover) Maintain valid OSHC for the entire duration of your stay in Australia
Condition 8516 (Enrolment) Remain enrolled in a CRICOS-registered course. Notify the Department if you change courses or providers.
Condition 8303 (Character) Do not engage in criminal conduct while in Australia

The 48-hour fortnightly work limit applies across all jobs combined — part-time employment, casual shifts, gig economy work (UberEats, DoorDash), freelance contracts, and paid internships all count. The only exceptions are PhD/doctoral students and Masters by Research students, who can work unlimited hours, and mandatory work placements that are a registered part of your CRICOS course.

Working hours for students in Australia — complete guide →
 

How Edwise Foundation helps Nepali students study in Australia

Navigating the Australian student visa process from Nepal involves multiple steps, strict documentation standards, and evolving requirements. Edwise Foundation has been helping Nepali students study in Australia since 2005, with a 96% acceptance rate and partnerships with over 150 universities across Australia, the USA, UK, and Canada.

As Nepal’s first AIRC-certified education consultancy, our Australia advisors — several of whom personally studied in Australia — guide you through every stage: selecting the right course and university, preparing your Genuine Student responses, organising financial documents, arranging OSHC, lodging your visa application, and preparing for pre-departure. We ensure your application meets all Department of Home Affairs requirements before submission.

If you are a Nepali student considering Australia for your higher education, visit our study in Australia from Nepal page or book a free consultation at our Kathmandu office to discuss your options.

Ready to apply for an Australian student visa?

Get expert guidance on university selection, visa documentation, and the Genuine Student requirement from Nepal’s most experienced Australia advisors.

Book a free consultation
Frequently asked questions

Australia Student Visa Requirements — FAQ

You need a valid passport, Confirmation of Enrolment (CoE) from a CRICOS-registered institution, English language test results (IELTS, TOEFL, or PTE), evidence of financial capacity (bank statements, loan letters, or scholarship proof covering tuition + AUD $29,710 living costs), Overseas Student Health Cover (OSHC), academic transcripts and certificates, a police clearance certificate from Nepal, and a health examination from a DHA-approved panel physician.
The base visa application fee for a Student Visa (Subclass 500) is AUD $1,600 for the primary applicant. Additional applicants pay approximately AUD $1,470 (partner, 18+) or AUD $360 (child, under 18). Visa fees are reviewed on 1 July each year — always check the Department of Home Affairs website for the most current fee before lodging your application.
The Genuine Student (GS) requirement replaced the former Genuine Temporary Entrant (GTE) statement on 23 March 2024. You answer four structured questions (150 words each) in your online visa application about your current circumstances, why you chose this specific course, how it benefits your career, and any other relevant information. Unlike the GTE, the GS assessment acknowledges that students may pursue permanent residency after graduation — the focus is on demonstrating genuine study intent, not temporary stay.
The general visa-level requirement is IELTS 6.0 overall with no individual band below 5.5. However, universities set their own English requirements — bachelor’s programs typically require IELTS 6.0–6.5, master’s programs require 6.5, and regulated courses like nursing and education require IELTS 7.0 with no band below 7.0. Foundation and diploma courses may accept IELTS 5.0–5.5.
Currently, 50% of Subclass 500 applications are processed within 29 days, and 90% within 56 days. Processing times vary by country, completeness of application, and time of year. Applications during peak intake periods (January–February and June–July) may take longer. From Nepal, allow at least 6–8 weeks before your course start date.
You need to show funds covering your first year’s tuition fees plus AUD $29,710 for living costs plus return airfare (approximately AUD $2,000–$3,000). For example, if your tuition is AUD $30,000, you should demonstrate approximately AUD $61,710 in total. Bank statements must show funds held for 3–6 months — the Department closely scrutinises Nepali applications for last-minute deposits or temporarily borrowed funds.
Yes. Student Visa (Subclass 500) holders can work up to 48 hours per fortnight during academic sessions and unlimited hours during official course breaks. This limit applies across all jobs combined. You cannot work before your course officially starts. PhD and Masters by Research students are exempt and can work unlimited hours from the start of their course.
OSHC (Overseas Student Health Cover) is mandatory health insurance for all Student Visa (Subclass 500) holders. It covers doctor visits, hospital treatment, ambulance services, and some prescription medicines. You must purchase OSHC from an approved provider (Medibank, Allianz, Bupa, ahm, or nib) before lodging your visa application, and maintain it for the entire duration of your visa. Annual costs range from approximately AUD $680 to $805 for a single student.

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