Australia Student Visa Requirements in 2026: Subclass 500 Complete Guide
- Posted by Edwise Foundation
- Categories Australia
- Date October 8, 2021

To study in Australia, international students must apply for a Student Visa (Subclass 500) through the Department of Home Affairs. You need a Confirmation of Enrolment (CoE) from a CRICOS-registered institution, proof of financial capacity covering tuition plus living expenses, Overseas Student Health Cover (OSHC), a valid English language test score (IELTS, TOEFL, or PTE), and must pass the Genuine Student (GS) assessment. The visa allows you to stay in Australia for the duration of your course and work up to 48 hours per fortnight during academic sessions.
Australia remains one of the most popular study destinations for Nepali students, with world-ranked universities, post-study work opportunities, and a multicultural society. However, the student visa process has changed significantly in recent years — the Genuine Temporary Entrant (GTE) statement has been replaced by the Genuine Student (GS) requirement, financial thresholds have increased, and visa fees have risen substantially since 2024. This guide covers every requirement you need to meet for a Subclass 500 student visa application in 2026, with specific guidance for students applying from Nepal.
What is the Student Visa (Subclass 500)?
The Student Visa (Subclass 500) is the single visa subclass for all international students studying in Australia. It covers every level of study — from English language courses (ELICOS) and vocational training (VET) through to bachelor’s, master’s, and doctoral programs. This visa replaced the previous numbered subclasses (570–576) in July 2016.
A Subclass 500 visa allows you to:
- Study full-time at a CRICOS-registered education provider in Australia
- Work up to 48 hours per fortnight during academic sessions and unlimited hours during official course breaks
- Include eligible family members (spouse and dependent children) on your application
- Stay in Australia for up to 5 years, aligned with your course duration plus any additional time granted
- Travel in and out of Australia while your visa remains valid
Australia student visa requirements: complete checklist
The Department of Home Affairs assesses your application against several requirements. Every item on this checklist must be addressed before you lodge your visa application online through the ImmiAccount portal.
| Requirement | Details | Where to Get It |
|---|---|---|
| Confirmation of Enrolment (CoE) | Issued by your CRICOS-registered institution after you accept the offer and pay tuition deposit | Your university or college |
| Genuine Student (GS) responses | Answer 4–5 structured questions (150 words each) directly in the visa application form | Completed in ImmiAccount |
| English language proficiency | IELTS 6.0+ overall (no band below 5.5), or equivalent TOEFL/PTE score | IELTS, TOEFL, or PTE test centre |
| Financial capacity evidence | AUD $29,710/year living costs + tuition fees + travel costs (2026 figures) | Bank statements, loan letters, or scholarship proof |
| Overseas Student Health Cover | OSHC policy covering entire visa duration | Approved OSHC provider (Medibank, Allianz, Bupa, ahm, nib) |
| Valid passport | Must remain valid for the duration of your intended stay | Department of Passports, Nepal |
| Academic documents | Transcripts, certificates, and mark sheets for all completed education | Your schools and universities |
| Health examination | Medical and chest X-ray examination — mandatory for Nepali applicants | Panel physician approved by DHA |
| Character documents | Police clearance certificate from Nepal and any country you lived in 12+ months | Nepal Police HQ, Naxal |
| Visa application fee | AUD $1,600 for primary applicant (fees reviewed every 1 July) | Paid online during ImmiAccount lodgement |
Nepal-specific note: As of 2026, Nepal is classified in the highest scrutiny tier for student visa processing. This means your bank statements must show funds held for 3–6 months (not last-minute deposits), and you must submit valid English test results at the time of lodgement — not after.
Genuine Student (GS) requirement — what replaced the GTE
From 23 March 2024, the Australian Government replaced the Genuine Temporary Entrant (GTE) statement with the Genuine Student (GS) requirement. If your existing application or research still references a “GTE statement,” that framework no longer applies.
The key difference: under the old GTE, you had to prove you would leave Australia after your studies. Under the GS requirement, the Department acknowledges that some students may pursue permanent residency after graduation — this is no longer a disqualifying factor. Instead, the focus is on whether you are a genuine student whose primary purpose is obtaining a quality education.
You answer four core questions directly in the online visa application (maximum 150 words each):
| Question | What to Address |
|---|---|
| 1. Current circumstances | Your ties to Nepal — family, property, employment, community connections — and why you are choosing to study now |
| 2. Why this course and provider? | How the course connects to your prior education and why you chose this specific university over alternatives |
| 3. How will this course benefit your career? | Specific career outcomes you expect, how Australian qualifications are valued in your field |
| 4. Any other relevant information | Explain any gaps in study, previous visa refusals, or changes in study direction |
If you are applying onshore (already in Australia on another visa), you answer a fifth question explaining your current visa status and why you are switching to a student visa.
Be specific, not generic. Case officers look for detailed, evidence-backed responses. “Australia has world-class education” is too generic. Instead, name the specific course, explain why the curriculum suits your career plan, and reference your prior qualifications that connect to this program.
English language requirements for Australian student visa
All Subclass 500 visa applicants must demonstrate English language proficiency through an approved test. The minimum score requirements vary by course level, but the general visa-level requirement is an IELTS overall band of 6.0 with no individual band below 5.5.
| Test | Minimum for Visa | Typical University Requirement |
|---|---|---|
| IELTS Academic | Overall 6.0 (no band below 5.5) | 6.0–7.0 depending on course |
| TOEFL iBT | Total 60+ | 79–94 depending on course |
| PTE Academic | Overall 50+ | 58–65 depending on course |
| Cambridge C1 Advanced (CAE) | 169+ | 176–185 depending on course |
Higher-demand programs typically require higher scores:
| Course Level | Typical IELTS Requirement | Notes |
|---|---|---|
| ELICOS / Foundation | IELTS 5.0–5.5 | Pathway to degree programs |
| Diploma / Certificate | IELTS 5.5 (no band below 5.0) | VET sector courses |
| Bachelor’s degree | IELTS 6.0–6.5 | Varies by university and field |
| Master’s (coursework) | IELTS 6.5 (no band below 6.0) | Some programs require 7.0 |
| Nursing / Education / Law | IELTS 7.0 (no band below 7.0) | Regulated professions, strict minimums |
If you do not meet the English requirement for your chosen course, you can enrol in an ELICOS (English Language Intensive Courses for Overseas Students) program as a pathway. Many Australian universities offer packaged offers that combine an ELICOS program with your degree course.
Edwise Foundation offers structured IELTS and PTE preparation classes in Kathmandu with experienced instructors and regular mock tests.
Book a free consultationFinancial requirements: how much money do you need?
You must demonstrate that you have genuine access to sufficient funds to cover your tuition fees, living costs, and travel for the duration of your stay. The Department of Home Affairs sets minimum living cost thresholds that are updated each year on 1 July.
| Category | Annual Amount (AUD) | Notes |
|---|---|---|
| Student (primary applicant) | AUD $29,710 | Living costs only — tuition is separate |
| Accompanying partner/spouse | AUD $10,394 | Added to primary applicant’s funds |
| Each dependent child | AUD $4,449 | Per child, per year |
| School-age dependent child | AUD $13,502 | If child will attend school in Australia |
In total, you must show funds for:
- First year’s tuition fees (or 12 months, whichever is shorter) as listed in your CoE
- Living costs (AUD $29,710 for a single student)
- Return airfare to Nepal (approximately AUD $2,000–$3,000)
- School fees for any school-age dependent children
For Nepali applicants: The Department scrutinises financial documents from Nepal carefully. Your bank statements should show funds held for a minimum of 3–6 months. Last-minute bulk deposits raise red flags and can lead to refusal. Loan sanction letters, fixed deposits, and scholarship letters are all accepted — but funds must be genuinely available, not temporarily borrowed for the application.
For example, if your first-year tuition is AUD $30,000, you need to demonstrate approximately AUD $61,710 in total (tuition + living costs + travel) — or provide evidence of an approved education loan or scholarship covering these amounts.
Overseas Student Health Cover (OSHC)
OSHC is mandatory for all Student Visa (Subclass 500) holders. Your health cover must be active from the day you arrive in Australia until the day your visa expires. You cannot lodge a visa application without nominating an OSHC policy.
There are five approved OSHC providers in Australia:
| Provider | Approximate Annual Cost (Single) | Notes |
|---|---|---|
| Medibank | AUD $720–$805 | Largest provider, widely accepted |
| Allianz Care Australia | AUD $700–$790 | Competitive pricing for longer courses |
| Bupa | AUD $710–$800 | Online claims portal |
| ahm (Medibank subsidiary) | AUD $680–$760 | Often the most affordable option |
| nib | AUD $700–$780 | Good coverage for regional areas |
Many Australian universities have preferred OSHC providers and may include the cost in your tuition package. Check with your education provider before purchasing OSHC independently, as some offer discounted group rates.
OSHC covers doctor visits, hospital treatment, ambulance services, and some prescription medicines. It does not cover dental, optical, or physiotherapy — you would need additional private health insurance for those.
Visa application fee for Subclass 500 in 2026
The Subclass 500 visa application fee is AUD $1,600 for the primary applicant. This fee increased significantly from AUD $710 in July 2024 and is reviewed every year on 1 July.
| Applicant | Fee (AUD) |
|---|---|
| Primary applicant (student) | AUD $1,600 |
| Subsequent applicant (18+ years, e.g. spouse) | AUD $1,470 (approx.) |
| Subsequent applicant (under 18, e.g. child) | AUD $360 (approx.) |
Important: Visa fees are updated on 1 July each year and may have increased since this guide was published. Always confirm the current fee on the Department of Home Affairs website before lodging your application. The visa application fee is non-refundable, regardless of the outcome.
You pay the application fee online through ImmiAccount when you lodge your visa. Payment is accepted by credit or debit card. The fee is charged in Australian dollars — your bank will convert it to NPR at the prevailing exchange rate plus any international transaction fee.
Step-by-step visa application process for Nepali students
Here is the complete process for applying for an Australian student visa from Nepal, from initial research through to arrival in Australia:
| Step | Action | Timeline |
|---|---|---|
| 1 | Research and select your course — choose a CRICOS-registered institution and program that aligns with your career goals and academic background | 3–6 months before intake |
| 2 | Take your English test — sit for IELTS, TOEFL, or PTE and achieve the required score for your chosen course | 3–4 months before intake |
| 3 | Apply for admission — submit your application with academic documents, English score, and Statement of Purpose to your chosen university | 2–3 months before intake |
| 4 | Receive and accept your offer — review your conditional or unconditional offer letter, meet any conditions, and accept the offer | 1–4 weeks after application |
| 5 | Arrange finances and pay tuition deposit — prepare bank statements (3–6 months history), arrange education loan if needed, and pay the tuition deposit to receive your CoE | After accepting offer |
| 6 | Obtain No Objection Certificate (NOC) — apply for NOC from the Ministry of Education, Science and Technology (required by Nepali banks for international fund transfers) | 1–2 weeks |
| 7 | Purchase OSHC — buy health insurance from an approved provider for the duration of your visa | Before visa lodgement |
| 8 | Create ImmiAccount and lodge visa application — complete the online form, answer the Genuine Student questions, upload all documents, and pay the visa fee | 6–8 weeks before course start |
| 9 | Complete health examination — attend a medical and chest X-ray at a DHA-approved panel physician in Kathmandu | After lodgement (or before) |
| 10 | Wait for visa decision — processing typically takes 29–56 days. The Department may request additional documents or an interview | 4–8 weeks |
| 11 | Receive visa grant — your visa grant notification is sent electronically. No physical visa label is placed in your passport | After processing |
| 12 | Pre-departure preparation — book flights, arrange airport pickup and accommodation through your university, and attend any pre-departure orientation | 2–3 weeks before travel |
Timing tip: Australian universities have two main intakes — February/March (Semester 1) and July (Semester 2). Start your application process at least 4–6 months before your intended intake date to allow time for test preparation, university application, and visa processing.
Visa processing time for Subclass 500 in 2026
Processing times for the Subclass 500 visa vary depending on your country of passport, the completeness of your application, and the time of year. Current processing benchmarks from the Department of Home Affairs:
| Benchmark | Processing Time |
|---|---|
| 50% of applications finalised within | 29 days |
| 90% of applications finalised within | 56 days |
| Peak period processing (Jan–Feb, Jun–Jul) | May exceed 60 days |
Several factors can delay your application:
- Incomplete documents — missing bank statements, English test results, or health examination results
- Additional information requests — the Department may ask for further evidence of financial capacity or genuine student intent
- Health or character concerns — additional checks if your medical or police clearance raises flags
- Peak intake periods — February and July intakes see the highest application volumes
Lodge early: Submit your visa application at least 6–8 weeks before your course start date. Applications from Nepal are subject to enhanced scrutiny, so build in extra buffer time. Do not book non-refundable flights until your visa is granted.
Visa conditions: work hours, attendance, and compliance
Once your Student Visa (Subclass 500) is granted, you must comply with several conditions. Breaching these conditions can result in visa cancellation.
| Condition | Requirement |
|---|---|
| Condition 8105 (Work) | Maximum 48 hours per fortnight during academic sessions. Unlimited hours during official course breaks. No work before your course starts. |
| Condition 8202 (Course progress) | Maintain satisfactory attendance and academic progress as defined by your education provider |
| Condition 8501 (Health cover) | Maintain valid OSHC for the entire duration of your stay in Australia |
| Condition 8516 (Enrolment) | Remain enrolled in a CRICOS-registered course. Notify the Department if you change courses or providers. |
| Condition 8303 (Character) | Do not engage in criminal conduct while in Australia |
The 48-hour fortnightly work limit applies across all jobs combined — part-time employment, casual shifts, gig economy work (UberEats, DoorDash), freelance contracts, and paid internships all count. The only exceptions are PhD/doctoral students and Masters by Research students, who can work unlimited hours, and mandatory work placements that are a registered part of your CRICOS course.
Working hours for students in Australia — complete guide →How Edwise Foundation helps Nepali students study in Australia
Navigating the Australian student visa process from Nepal involves multiple steps, strict documentation standards, and evolving requirements. Edwise Foundation has been helping Nepali students study in Australia since 2005, with a 96% acceptance rate and partnerships with over 150 universities across Australia, the USA, UK, and Canada.
As Nepal’s first AIRC-certified education consultancy, our Australia advisors — several of whom personally studied in Australia — guide you through every stage: selecting the right course and university, preparing your Genuine Student responses, organising financial documents, arranging OSHC, lodging your visa application, and preparing for pre-departure. We ensure your application meets all Department of Home Affairs requirements before submission.
If you are a Nepali student considering Australia for your higher education, visit our study in Australia from Nepal page or book a free consultation at our Kathmandu office to discuss your options.
Get expert guidance on university selection, visa documentation, and the Genuine Student requirement from Nepal’s most experienced Australia advisors.
Book a free consultationAustralia Student Visa Requirements — FAQ
Edwise Foundation is your dedicated abroad education partner. We are more than an education consultancy; we're your route to international education. We have a long history of guiding ambitious young minds. Our extensive experience in counseling abroad studies and smooth application processing makes it easier for students to achieve their academic goals.
f i y t n